Ledger & Banking
Double-entry books and bank accounts
Meet Babu, your AI business assistant
Books, profit sharing and team workflows in one private workspace.
Your books, tax and operating reserves, profit sharing, selling and your team, with approvals and an audit trail. Just tell Babu what you need: it fills in the forms, sets up your stock and answers from your reports.
30-day free trial No card required Cancel anytime
- Home
- Inventory
- Sales
- Purchases
- Banking
- Reports
- People
- Settings
InventoryImport from Excel
| Product | Stock | Price |
|---|---|---|
| Cotton T-shirt | 24 | 350 |
| Jeans | 18 | 1,200 |
| Cap | 15 | 250 |
| Sneakers | 3 | 2,400 |
| Bag | 9 | 900 |
16apps in one workspace
140online shop designs
30-dayfree trial, no card needed
6add-on extensions
How Babu works
Meet Babu. It does the work for you.
Babu is the assistant inside Smart Business Wizard. Tell it what happened, send it a file, or ask a question. You check and press Submit; Babu never saves anything on its own.
All apps
One workspace. Every app your business runs on.
Start with the books and add selling, delivery, customers and staff when you need them.
Payments & Bills
Record money in and out
Profit Sharing
Hold reserves, then split profit between partners
Tax Reserves
Set money aside for each tax period
Capital & Loans
Owner funding and loans
Inventory
Product and stock list
Online Shop
Your own shop website
POS Till
Sell in person, anywhere
Fast Move Delivery
Assign orders and track them
CRM
Customers, leads and deals
Workforce & Payroll
Employees and contractors
HR
Leave, shifts and appraisals
Reports & Insights
Live reports and dashboards
Documents
Encrypted receipts and files
Audit & Permissions
Roles, approvals and history
Babu Assistant
Reads, fills in and answers
Before and after
From “who paid what?” to one clear picture.
Drag the handle to see the difference: the spreadsheet and the chat thread on one side, your approved books on the other.
Where you can use it
Made for the way your kind of business works.
Shops & retail
Run the counter and the online shop from one stock list.
A clothing shop, pharmacy, grocery or electronics store sells at the till and online at the same time, and the stock, the customers and the books stay in step.
- Sell at the counter with barcode scanning, cash, card, bKash or Nagad
- Open an online shop that uses the same products and stock
- Get a low-stock alert before a best seller runs out
- See today’s sales on your phone at closing time
Apps they turn on
Restaurants & cafés
Take orders, deliver them and plan the shifts.
Restaurants, cafés, bakeries and cloud kitchens take orders at the till, send deliveries out with their own riders and keep staff shifts in order.
- Keep taking orders at the till when the internet drops
- Send deliveries with your own riders and track cash on delivery
- Plan shifts and let staff clock in from their phones
- Track supplier bills for food, gas and rent
Apps they turn on
Agencies & consultancies
Win the deal, staff the work, pay the contractors.
Design studios, marketing agencies, IT firms and consultants follow every deal from first call to paid, and pay freelancers without a spreadsheet.
- Follow leads and deals in a simple pipeline
- Assign employees and contractors to client work
- Pay contractors after approval, with a clear record
- See which months and clients bring in the most
Apps they turn on
Partnerships
Share profit fairly, after tax and reserves.
Law firms, clinics, family businesses and any company with several directors or partners share profit by agreed percentages, with nothing left to argue about.
- Hold back tax and operating reserves before anything is shared
- Split the rest by each partner’s agreed share, to the cent
- Handle withdrawal requests that respect the reserves
- Show every partner the same approved numbers
Apps they turn on
Property & services
Keep rents, repairs and site work under control.
Landlords, property managers, builders, cleaners and repair services track money coming in from each property and pay the people doing the work.
- Set up recurring bills and rents so nothing is missed
- Pay contractors for site visits after approval
- Keep leases, receipts and invoices with the records
- Report income and costs per property or company
Apps they turn on
Groups of companies
Several companies, one sign-in, one view.
Owners and holding companies with more than one business keep each company’s books separate and still see the whole group in one place.
- Run up to 10 companies on the Pro plan, or more on Enterprise
- Give each person access only to the companies they need
- Track loans and capital moving between companies
- Compare companies side by side in the reports
Apps they turn on
Online sellers
Open a shop website today and deliver tomorrow.
Facebook and Instagram sellers, home bakers and small brands get their own shop address, take orders with cash on delivery and deliver them with their own riders.
- Pick from 140 shop designs and go live at yourname.smartbusinesswizard.com
- Take cash on delivery, bKash and Nagad
- Let Babu answer shoppers’ questions
- Turn every buyer into a customer record for the next sale
Apps they turn on
Real moments from a working day
From the first sale in the morning to the books at night.
Use it anywhere
In the office, at the counter, on the road.
At your desk
Books, approvals, reports and settings on a full screen.
At the counter
A touch-friendly till on a tablet, with barcode scanning and receipts.
On the move
Approve payments, clock in, check sales or deliver orders from a phone.
When the internet drops
Sales and entries are kept on the device and sent once you are back online.
Profit sharing, done carefully
Reserves first. Then shares. From real free cash.
Set your tax-planning and operating reserve percentages once. Each period, Smart Business Wizard holds those amounts from approved profit, allocates the rest to each partner’s share and tracks what is earned, approved, paid and still owed.
- Versioned share agreements with effective dates and approvers
- Loss periods never create negative payouts
- Withdrawal requests that respect reserves and upcoming bills
Try it: drag the sliders · sample numbers
Tax reserve held$3,000
Operating reserve held$2,000
Available to partners$5,000
Partner A · 60%$3,000
Partner B · 40%$2,000
Your percentages, your rules. Not tax advice.
How onboarding works
Up and running in an afternoon.
Sign up
Start your 30-day trial, no card required. The first person becomes the workspace’s Super Admin.
Set up with Babu
Babu helps add your company, bank accounts, reserve rules and share agreements, and imports your spreadsheets for review.
Invite your team
Send single-use invitations to your team, each with exactly the access their role needs.
Meet Babu
Talk to Babu. It does the paperwork for you.
Say it out loud or type it, like you would tell a colleague. Babu fills in the payment, the bill or the form, reads your receipts and invoices, sets up your products, answers from your reports and takes you to the right page.
Speak or type
Voice or text, it understands.
How-to & navigation
Plain-language help.
Sets up your stock
From your product list.
Fills in forms and entries
Receipts, bills, invoices.
Quick answers from your books
Ask about your data.
You stay in control
Nothing is saved without you.
Babu is reading a receipt
Try Babu now
Babu is live on this page. Pick a question.
Pricing
Simple plans. Every plan starts with a free trial.
Monthly, or yearly with 2 months free. Prices in your own currency.
Starter
For a single company getting its books, bills and documents in order.
$29/ month
$290/ year
or $290/year (2 months free)
About $24.17/month · 2 months free
30-day free trial · no card required
- 1 company, up to 5 users
- Ledger, bank accounts & approvals
- Payments, deposits & bills
- Reports & encrypted documents
Most popular
Growth
For partnerships that share profit, hold reserves and pay a team.
$79/ month
$790/ year
or $790/year (2 months free)
About $65.83/month · 2 months free
30-day free trial · no card required
- Up to 3 companies, 15 users
- Everything in Starter, plus:
- Profit sharing & distributions
- Tax reserves & tax documents
Pro
For groups running several companies with more people involved.
$199/ month
$1,990/ year
or $1,990/year (2 months free)
About $165.83/month · 2 months free
30-day free trial · no card required
- Up to 10 companies, 50 users
- Everything in Growth, plus:
- Scenario analysis
- Priority support
Enterprise
For larger groups that need custom onboarding and commitments.
Custom
Annual agreement, invoiced
Tailored trial & onboarding
- Unlimited companies & users
- Custom onboarding
- Data migration help
- Service level agreement (SLA)
Who is Smart Business Wizard for?
Owner-managed private companies, partnerships, shops and small groups of companies, especially where several directors or partners share profit, set money aside for tax, and pay employees or contractors. If your books currently live in spreadsheets and chat threads, it is built for you. Add an online shop, a till, a CRM or HR when you need them.
How does the free trial work?
Every plan starts with a 30-day free trial with full access to that plan. No card is required to start. Near the end of the trial you can add a card and choose monthly or yearly billing; if you don’t, the workspace pauses and your data is kept so you can pick up later or export it.
Who sets up our workspace?
The first person who signs up becomes the workspace’s Super Admin. Babu, the built-in assistant, walks them through adding the company, bank accounts, reserve settings and roles, and then inviting the rest of the team. You can also ask us for a guided setup call.
Does Babu change our books on its own?
No. Babu prepares entries from what you type or attach, such as a receipt, a bill or a payment confirmation, and fills in the form for you. A person always reviews and submits. Anything that needs approval still goes through your normal approval rules.
Is this accounting, tax or legal advice?
No. Smart Business Wizard is record-keeping and calculation software. Tax reserves and profit shares are computed from the rules you set. Please confirm tax positions and distributions with a qualified accountant or advisor.
Can we get our data out?
Yes. Your data belongs to you. Reports and records can be exported at any time, and after cancellation you have 30 days to export before the workspace is scheduled for deletion.
What are extensions?
Extensions add more to your workspace when you need it: Inventory, an online shop (E-commerce), a POS till for in-person sales, a CRM and HR. The Super Admin installs one with a click from the top of any page. Each has a 30-day free trial and then a small monthly price, added to your plan. Remove one any time.
Can we pay in taka and use bKash or Nagad?
Prices are shown in your own currency, including Bangladeshi taka, Indian rupees, pounds, euros and US dollars. Your online shop and POS till accept cash on delivery, bKash and Nagad, and the POS also takes card payments.
Does it work on a phone, and without internet?
Yes. It works in any modern browser on a phone, tablet or computer, and you can add it to your home screen like an app. If the connection drops, entries, POS sales, follow-ups and clock-ins are kept on the device and sent by themselves when you are back online. Sign in with Face ID, a fingerprint or your device PIN.
Get your company’s books in order this week.
Start a 30-day free trial. No card required. Babu will help you set up.