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Legal

Subprocessors

Last updated: October 21, 2026

Smart Business Wizard is operated by AI Tech.

We use a small number of carefully selected third parties (“subprocessors”) to provide Smart Business Wizard. Each is bound by a written agreement with data protection and security obligations appropriate to the data it handles. This list forms part of our Data Processing Addendum.

On this page

  1. 1. Current subprocessors
  2. 2. About Babu AI
  3. 3. Changes to this list

1. Current subprocessors

SubprocessorPurposeData processedLocationApplies to
Stripe, Inc.Payment processing, subscription billing, fraud preventionBilling contact details, payment method data (collected directly by Stripe), subscription historyUnited StatesAll plans
Render Services, Inc.Cloud hosting of the application, database and file storage; marketing website hostingAll Customer Data (encrypted in transit; documents encrypted at rest)United States (Render, Oregon region)All plans
Cloudflare, Inc.Domain name service, network delivery and protection against attacks for the website, the application and online shopsNetwork traffic, including IP addresses and request details; content passes through encryptedWorldwide network (data centres nearest the visitor)All plans
Namecheap, Inc. (email hosting)Sending transactional email (invitations, receipts, reminders, security notices)Recipient name and email address, message contentUnited StatesAll plans

2. About Babu AI

Babu, including Babu AI on the plans that include it, is provided by Ask Babu, our own software running on our servers. No Babu request is sent to an outside AI provider, so no AI subprocessor is listed above. Babu on our public website answers from our public website text and prices only; it never includes Customer Data.

3. Changes to this list

We will update this page at least 30 days before a new subprocessor begins processing Customer Data, except in an emergency needed to keep the Service running securely (in which case we will update it as soon as possible). To receive notice of changes, email privacy@smartbusinesswizard.com with the subject “Subprocessor updates”. Customers may object as described in the DPA.

Smart Business Wizard

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Smart Business Wizard provides record-keeping software. It does not provide financial, tax or legal advice.